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A provision in some adjustable-rate mortgages (ARMs) that allows the borrower to change the ARM to a fixed-rate mortgage at specified timeframes after loan ...

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News:

 Attention focused on foreclosure crisisNew Philadelphia Times Reporter,�OH�-Jan 18, 2008“A lot of people can’t tell you if they have an adjustable rate mortgage.” Adjustable rate mortgages and other exotic loan programs were spurred by low ...
 Foreign, national banks top Summit foreclosuresAkron Beacon Journal,�OH�-Jan 26, 2008But there has been a higher foreclosure rate from recent purchases — blamed on the economy and lenders offering low adjustable-rate mortgages that ballooned ...